Fix Your Own Credit and Improving Your FICO
Scores
 Can you really fix your own Credit?
The answer is yes. You can employ many of the same methods
that the "Standard Credit Repair Companies" do.
Most times you will have lackluster results and get
yourself banned from further disputes and drive your FICO Scores
down just like the standard letter sending companies do.
I live in Southern California. I know how to change my own
oil. But I choose to let someone who is an expert in this task to do
it for me. He will know better how to dispose of the used oil
properly and I like that fact.
If you are a do it yourself type person, we will provide
you with the tools to do it.
We believe in our hearts that an expert in any given area
will have much better results than someone learning on the fly.
We do not think that your Credit Score is a place to play
around and try to learn how the process works. But if budget is an
issue and after you understand how we get paid, you decide that
going it on your own is best for you, then we will help you make the
attempt for yourself.
We have to caution you here though....There is a greater
chance that you will make it even harder on yourself and the efforts
to correct your mistakes will make it that much more difficult later
on and cost you much more that letting our expert team handle the
process for you.
Sample Dispute Letter
Date
Your Name
Your Address
Your City, State, Zip
Code
Complaint Department
Name of Company
Address
City,
State, Zip Code
Dear Sir or Madam:
I am writing to dispute the following information in my file. The
items I dispute also are encircled on the attached copy of the
report I received.
This item (identify item(s) disputed by name of source, such as
creditors or tax court, and identify type of item, such as credit
account, judgment, etc.) is (inaccurate or incomplete) because
(describe what is inaccurate or incomplete and why). I am requesting
that the item be deleted (or request another specific change) to
correct the information.
Enclosed are copies of (use this sentence if applicable and
describe any enclosed documentation, such as payment records, court
documents) supporting my position. Please investigate this (these)
matter(s) and (delete or correct) the disputed item(s) as soon as
possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing)
With that said, if you want to know how to perform
your own credit repair, please fill out the form below and you will
be entered into our informative program that will guide you step by
step as to how to cleanup your own credit.
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